Required by law, Workers' Compensation Insurance provides medical coverage and income replacement for employees who become injured or ill while on the job. It also protects companies from being sued by employees for the workplace conditions that caused such an injury or illness.
Given the mandatory nature of Workers' Compensation coverage and the potential expense involved, the cost of Workers' Compensation insurance is a considerable concern for many business owners. As one of the leading providers of Workers' Compensation and Employers Liability Insurance in Hawaii, Island Insurance offers very competitive rates to meet the needs of businesses of all sizes and provides coverage for medical expenses as well as reimbursement for lost wages when employees are injured on the job. Workers' Compensation coverage includes two types of protection:
- Workers' Compensation portion of the policy pays for claims made by employees.
- The Employers' Liability portion pays the cost of defending lawsuits filed against the company by an employee or an employee's family.
We understand how important it is to keep your business running efficiently. That's why we are Always Here to Help if you were to experience a loss. Our knowledgeable claims staff has specialized experience in handling all types of business claims to ensure your situation is resolved quickly and efficiently. Click here for more information on filing a Workers' Compensation claim.
For more information about an Island Insurance Worker's Compensation and Employers Liability Insurance, please contact an independent insurance agent or click here to find an agent on Oahu, Maui, the Big Island or Kauai.