As a homeowner, you depend on many types of mechanical and electrical equipment to provide convenience, comfort and safety within your home. Yet, these modern-day essentials such as air conditioners, computers and household heating systems are all subject to potential mechanical and electrical breakdown. If your equipment fails, what will you do?

Typically most homeowners policies exclude these types of losses, putting your important investments at risk. Individual warranty plans are available, but are unreasonably costly, confusing and burdensome to manage.

Fortunately, Island Insurance Companies has a new Homeowners Equipment Breakdown coverage which can provide an affordable solution to you. For only $15.00 per year, this unique product offering extends coverage to all of your important home systems and personal property due to loss by mechanical or electrical breakdown. The coverage is convenient and seamless - there are no separate warranty programs or fees to manage. And, best of all, you'll benefit from peace of mind in knowing you're covered for the systems you depend on most.

Take a walk around your home. What do you see? If it uses electricity, it's most likely subject to equipment breakdown.