With numerous discounts and an Automated Monthly Payment Plan to keep your premiums manageable along with insurance options suited to your needs, our goal is to provide the best value for the people of Hawaii – appropriate coverages at outstanding rates. With a 98% Claims Satisfaction ratio, you can rest assured that you will be well taken care of should you ever be involved in an auto accident. Savings with service, that's the Island Advantage.
Discounts and Benefits
With a wide range of group discounts, prior insurance discounts and safe driver discounts, new customers can save money immediately. Check out some of the many discounts and benefits you may receive by switching to Island:
- Multi-Policy Discount
- Group Discounts
- Renewal Discount
- Prior Insurance Discount
- Multi-Car Discount
- Accident Free Discount with built-in Accident Forgiveness
- Hybrid Discount
- Transportation expense at no additional cost
- Towing and labor cost coverage to vehicles with other than collision coverage
Click here for a complete list of discounts, or contact your independent insurance agent for more information.
Superior Claims Service
As safe as we try to be, accidents sometimes happen. If you were to ever find yourself in this unfortunate situation, our 24-hour claims service and experienced, local claims staff is Always Here to Help. The proof is in our 98% claims satisfaction rating and one of the lowest auto complaint ratios in Hawaii.
Island CertifiedSM Auto Repair Shops
If you are in an accident, the last thing you want to worry about is whether your vehicle is being repaired properly by experienced and trusted professionals, using factory-authorized parts. By screening auto repair facilities across the state through our stringent Island CertifiedSM criteria, we will help to ensure you have a smooth and expedient claims process. A facility that has qualified as an Island CertifiedSM Repair Shop means it is among the top 20 repair facilities in the State that:
- Achieve high industry standards;
- Maintain excellent service records;
- Encourage ongoing certification and training;
- Utilize state-of-the-art equipment;
- Provide service warranties; and,
- Obtain adequate insurance protection.
Click here for a complete list of Island CertifiedSM Repair Shops on Oahu, Big Island (Hilo and Kona), Maui and Kauai.
Flexible Payment Plans
For your convenience, we offer flexible and convenient auto insurance payment plans to fit your budget needs.
- Monthly (12-pay) Automated Payment Plan with credit or debit card (VISA, MasterCard or Discover Card)
- 6-pay installment plan
- Bill-payment-by-phone via debit or credit card (VISA, MasterCard or Discover Card)
To find out how much you could save with an Island Insurance Personal Auto Policy or for more information about our discounts and coverages, contact an independent insurance agent or click here to find an agent on Oahu, Maui, The Big Island or Kauai.
Always Here to Help
Island Insurance's financial strength and long-standing commitment to the people of Hawaii means we will be Always Here to Help with the value and local service you've come to know as the Island Advantage.
- Founded in downtown Honolulu in 1939, Island Insurance is Hawaii's largest locally-owned and managed property & casualty insurance company.
- Rated "A" (Excellent) by A.M. Best, the world's oldest and most authoritative insurance company financial ratings organization.
- Recognized as a Top 50 Property & Casualty Insurance company in the nation by the Ward Group for five consecutive years.