# Always here to help
in this section
Homeowners Insurance Policy, Insurance Quotes, Island Advantage, Age of Dwelling Discount

Savings. Service. Security. That's what you can expect when you insure your home with Hawaii's only locally owned insurance company that is rated as one of the top 50 Property and Casualty Insurers in the nation. We understand that owning a home is a major achievement, especially for residents of Hawaii. Unfortunately, even in our Island paradise there are dangers that may threaten your most valuable asset. A Homeowners Policy is your defense against the uncertainties of day-to-day living, protecting you and your investment, as well as your family and personal property.

Since 1939, we have built our company one customer at a time by offering benefits tailored for Hawaii's homeowners and practical discounts to provide real value. With so many ways to save and the superior financial strength when you need it most, that's the Island Advantage.

Always Here to Help
Island Insurance's financial strength and long-standing commitment to the people of Hawaii means we will be Always Here to Help with the value and local service you've come to know as the Island Advantage.

  • Founded in downtown Honolulu in 1939, Island Insurance is Hawaii's largest locally-owned and managed property & casualty insurance company.
  • Rated "A" (Excellent) by A.M. Best and "A" (Strong) by Fitch Ratings, two of the world's oldest and most authoritative insurance company financial ratings organizations.
  • Recognized as a Top 50 Property & Casualty Insurance company in the nation by the Ward Group for four consecutive years.

Superior Claims Service
We know how important your home and belongings are and if you were to experience a loss, our knowledgeable local claims staff is Always Here to Help. Our 24-hour claims service and 98% claims satisfaction rating means we will be there every step of the way to make sure your claim is resolved quickly and efficiently.

Flexible Payment Plans
For your convenience, we offer flexible and convenient homeowner's insurance payment plans to fit your budget needs.

  • 1, 2 and 4-pay installment plans
  • Bill-payment-by-phone via debit or credit card
  • Debit or Credit card payments (VISA, MasterCard or DiscoverCard)

To find out how much you could save with an Island Insurance Homeowners Policy or for more information about our discounts and optional coverages such as insuring Jewelry, Fine Arts or other Inland Marine Floaters/Schedules, contact an independent insurance agent or click here to find an agent on Oahu, Maui, the Big Island or Kauai.