Island Insurance is the first and only insurer in Hawaii to offer innovative Ground Termite Coverage as a convenient option for its Homeowners policyholders.
With ground termites so pervasive in our warm climate, we felt there was a need in Hawaii for a higher level of protection. No matter how your home is built, ground termites can find a way inside. The Island Insurance Ground Termite Coverage includes an annual ground termite inspection and should any subterranean termite damage be found and confirmed in the policy period, the damage will be repaired and/or treated AT NO ADDITIONAL COST.
Ground termites are responsible for approximately $1 billion in property damage annually and destroy more homes than fires. Island's Ground Termite Coverage is a simpler, greener alternative to standard ground termite treatment and saves you the headache of drilling ground termite treatment holes in your foundation or monitoring baiting stations. In addition, Island Insurance Ground Termite Coverage is more economical than most traditional methods at only $23 per month (see comparison chart).

For more information about the Island Insurance Ground Termite Coverage or to find out how much you could save with an Island Insurance Homeowners Policy, contact an Independent Agent or click here to find an agent on Oahu, Maui, the Big Island or Kauai.
If you do not have a Homeowners policy with Island Insurance, you could be saving hundreds more with our wide range of discounts, in addition to unique benefits such as complimentary Equipment Breakdown Coverage and Identity Theft Resolution Services.
* Only single family homes are eligible. Coverage applies only to damage caused by Subterranean (and Formosan) termites.


