Save hundreds on your Honolulu auto policy with Island Insurance.
Just a few minutes for fast, free car insurance quote in Honolulu and see how much you could save!
Our group, prior insurance, multi-car, hybrid vehicle and safe driver discounts could save you money immediately.
Superior claims service means if you were to find yourself in the unfortunate event of an auto accident, we are always here to help with 24-hour claims service and an experienced local claims staff. Our 98% claims satisfaction rating is one of the lowest complaint ratios in Honolulu.
Our network of Island Certified Repair Shops℠ on Oahu, Big Island (Hilo and Kona) Maui and Kauai must pass stringent criteria and are among the top 20 auto repair facilities in Hawaii.
Flexible and convenient installment plans to fit your budget needs or you can pay your car insurance premium online or by phone via debit or credit card (VISA, MasterCard or Discover Card).
To find out how much you could save with a car insurance policy or for more information about our discounts and coverages, contact an independent insurance agent today.
Why do I need personal auto insurance in Hawaii?
Hawaii State law requires that all vehicles be insured throughout the motor vehicle registration period and that you carry valid proof of auto insurance (motor vehicle insurance identification card) at all times. You may be fined and/or may face jail time if you do not have the required motor vehicle identification card.
What are the personal auto insurance coverage requirements in Hawaii?
All Hawaii drivers are required to maintain a minimum amount of auto insurance coverage as noted below throughout the registration period of a vehicle (drivers must also have a valid State of Hawaii motor vehicle insurance ID card while driving).
What factors should I consider for a personal auto insurance policy in Honolulu?
It is important to evaluate your financial situation and coverage options with a licensed insurance agent in preparation for potential risks and accidents. A few factors to consider are:
What factors can affect my Hawaii auto insurance premium?
Factors that could affect your premium may include:
What if I am caught without personal auto insurance on my vehicle?
The penalties for driving without auto insurance in Hawaii may include fines starting at $500, suspension of your driver’s license, surrender of your vehicle’s registration certificate and license plates, and possible imprisonment.
*Source: State of Hawaii – Department of Commerce and Consumer Affairs, Drivinglaws.org, Edmunds.com.
The descriptions above contain general descriptions of available coverages and are not a statement of contract. All coverages are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. For more information on on Honolulu auto insurance coverages please contact your independent insurance agent.