Hawaii businesses are required to have a commercial automobile insurance policy if vehicles are used for tasks related to the operator's occupation, profession or business other than commuting. The Island Insurance Hawaii Commercial Auto Program provides businesses with the required Liability and Personal Injury Protection coverages as well as optional coverages for physical damage to automobiles owned, leased or hired by the named insured. Without a commercial auto insurance policy, if you are involved in an accident while conducting company business, damages may not be covered by your personal auto policy.
Also referred to as truckers insurance or fleet insurance, commercial auto insurance is required:
Optional auto coverages by endorsement are also available such as:
To find out more about our commercial auto insurance, contact an independent insurance agent today.