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Get GoLow Auto Policy Starting at $27 a month

For drivers who need basic auto coverage, Island’s GoLow℠ auto insurance policy can keep your car on the road for less than $27 a month. For bigger savings, bundle your auto insurance with your homeowners, condo or renters insurance policies and you could save even more.

Why Choose Island Insurance?

Island Insurance has been serving families in Hawaii for over 75 years and is one of the Top 50 property and casualty insurance companies in the nation. With an Island auto insurance policy you’ll get our superior claims service that earned us a 97% satisfaction rating and expert claims staff there to help you 24 hours-a-day.

When paying your car insurance premium, you can make a payment by phone or arrange a monthly automated installment plan by calling 564-8111 (Oahu) or 1-888-312-2525 (neighbor islands toll-free) during normal business hours.

  • Prior Insurance Discount
    You may be eligible for a 25% discount on your auto insurance if you’ve had at least 12 months of continuous coverage through your prior insurance.
  • Hybrid Vehicle Discount
    Hybrid vehicle owners may be eligible for an additional Hybrid Vehicle Discount on their auto insurance.
  • At-Fault Accident-Free Discounts
    If you are accident-free for at least 12 months prior to the effective date of your new auto policy, you may qualify for an accident-free discount.
  • Renewal Discount
    Qualifying auto insurance renewals may be eligible for a renewal discount of up to 6%.
  • Multi-Policy Discount
    Customers with an auto insurance policy and a homeowners, condo or renters policy will be rewarded with a $50 per vehicle discount on their auto policy plus a 10% discount on their homeowners policy.
  • Multi-Car Discount
    Available when two or more vehicles are covered under one policy.
  • Defensive Driving Discount
    Drivers who complete a defensive driving course will be eligible for a discount that is applicable for 3 years of each certification.
  • Anti-Theft System Discount
    Vehicles with anti-theft devices may qualify for a auto insurance discount.
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Or call 643-4000* Monday to Friday, 8am - 5:30pm
*Mention HSTA if you are a member or select "HSTA Group"