Business Insurance

 Starting a business in Hawaiʻi is challenging enough, and navigating the complexities of insurance coverage can feel even more daunting. Hastily selecting your commercial insurance may result in significant coverage gaps that may leave your business vulnerable. Business owners i ...

 A Hilo man built his auto repair shop from nothing to profitability through ten years of hard work, cultivating a base of loyal customers and achieving steady growth. He carried business insurance and thought he had everything protected. Then in 2018, Hurricane Lane brought floo ...

 A local business owner thought she had her Kalihi bakery covered. Full business insurance, paid monthly, never missed a premium. Then an electrical power surge at 2 a.m. short circuited her commercial oven and walk-in cooler, spoiling all the pre-sold cakes and other perishable ...

 Imagine a customer slips at your Hawai'i business and suffers a serious injury requiring surgery and months of recovery. She sues, and the court awards her $1.8 million. If your general liability policy has a $1 million limit, where does the additional $800,000 come from?A comme ...