When shopping around for Hawaii car insurance see why Hawaii residents choose Island Insurance as their auto insurance provider. No matter what your situation, Island’s auto insurance and home insurance policy holders enjoy low rates, peace of mind, and the very best in claims service.
For drivers who need basic auto coverage, Island’s GoLow℠ auto insurance policy can keep your car on the road for less than $27 a month. For bigger savings, bundle your auto insurance with your homeowners, condo or renters insurance policies and you could save even more.
Island Insurance has been serving families in Hawaii for over 75 years and is one of the Top 50 property and casualty insurance companies in the nation and is rated A (Excellent) by A.M. Best for financial strength. Guided by its founding philosophy of providing affordable car insurance, Island Insurance has grown into Hawaii's largest locally owned and managed insurance company.
By choosing an auto insurance policy from Island, you’ll get our superior claims service that earned us a 97% satisfaction rating. That means if you were to find yourself in an auto accident, our Hawaii claims staff is there to help you 24 hours-a-day. Rest assured that your auto repair is handled by a network of Island Certified℠ repair facilities on Oahu, Big Island, Maui and Kauai that are among the top 20 auto repair facilities in Hawaii.
When paying your car insurance premium, you can make a payment by phone or arrange a monthly automated installment plan by calling 564-8111 (Oahu) or 1-888-312-2525 (neighbor islands toll-free) during normal business hours.
Our wide range of group discounts, prior insurance and safe driver discounts can help customers to save hundreds. Check out some of our discounts and you could save hundreds on your auto insurance quote.
All Hawaii drivers are required to maintain the minimum amount of car insurance coverage below:
These minimum limits are required throughout the registration period of the vehicle.
Your car is susceptible to various risks and while it may be tempting to save money on your car insurance, if your car is damaged resulting from incidents other than collision, your current policy may not cover the repairs. Comprehensive Coverage is an optional coverage that can cover direct and accidental losses to your car by incidents such as fire, theft, vandalism, and broken windshields.
If you have questions or are unsure of what you need, your independent insurance agent will be able to help determine what coverages and deductibles will fit your needs.
The descriptions above contain general descriptions of available auto insurance policies and are not a statement of contract. All car insurance coverages are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. For more information on Hawaii car insurance coverages please contact your independent insurance agent.