Get a Free Homeowners Insurance Quote from Island Insurance | Island Insurance

Homeowners Insurance

Oahu and Neighbor Islands

Speak with an agent Monday to Friday,
8am – 4:30pm

Homeowners Policy

Protect your home and those you love from the unexpected with homeowners insurance you can count on, from a local insurer you can trust. With an Island Insurance homeowners policy, you get custom coverages designed with Hawaii people and houses in mind, to safeguard you and your home from top to bottom, inside and out.

  • Property – Safeguards your structure and belongings from theft, fire, and more.

    · Dwelling
    · Other Structures
    · Personal Property
    · Loss of Use
  • Liability – Shields you from liability in case of injury or damage on your property.

    · Personal Liability
    · Medical Payment to Others

Why Choose Island?


Island’s homeowners policy delivers quality coverage you can count on, at a value that’s hard to beat. Featuring practical coverages and benefits and discounts that provide real value.

Included as added extras with your homeowners policy are complimentary Equipment Breakdown coverage and ID Theft Resolution assistance.

Island Roots

When you choose an Island Homeowners Policy you’ll receive 100% local servicing from Hawaii’s only 100% locally-owned P&C insurance carrier. With Island Insurance, you’re supporting local people and keeping your money working in Hawaii. Island roots. Island values. Island Insurance.

Top Rated Insurance

You can rest assured that your homeowners policy is backed by the financial strength of an insurer recognized as one of the top 50 P&C insurers in the nation, rated “A” (Excellent) by A.M. Best, and with over 80 years of serving Hawaii’s families.

Looking for More Insurance Protection?

Island offers auto policies to fit your needs, in addition to property and commercial insurance. For maximum savings, our Island Package Bundle is the best value, and Umbrella gives you extra protection.

Island Auto Policy
Protection You Can Count On

You’ll be well protected with an Island Auto Policy, which features a wide variety of coverages and limits that can be tailored to your preferences. Whatever level of protection fits you best, from minimum requirements to maximum peace of mind, Island has an auto policy that’s just right for you.

Island Package Bundle
Auto + Property = More Savings

Bundling truly is better! When you combine your Island auto insurance with a companion home, condo or renters policy, you unlock another level of savings with the Island Package Bundle. More protection. More convenience. More value.

Personal Umbrella Insurance
Optional Extra Liability Protection

For more protection, Island offers umbrella insurance for additional liability coverage to protect you beyond the limits of your standard auto and property policies. It’s an affordable way to make sure you and your immediate family members are significantly covered.

Get a Free Quote Today

Or Call (808) 643-4000

Monday to Friday, 8am – 4:30pm

Some restrictions, terms and conditions apply. The descriptions above contain general summaries of available insurance coverages and are not a statement of contract. All insurance coverages are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. For more information on Hawaii insurance coverages, please contact your insurance agent.