Business Insurance

Disclaimer: The information in this article is intended for general informational purposes only and does not constitute legal, safety, or professional advice. Island Insurance makes no guarantees regarding specific outcomes, including the prevention of workplace injuries or chang ...

 Many business owners in Hawaiʻi don't carve time out of their weekly schedule to identify risks in their operations. Unfortunately, unexpected accidents and losses can disrupt operations and affect your bottom line. Although unexpected, these incidents could be preventable, if y ...

 Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a customer’s credit card information that is stolen when your point of sale system is co ...

 Disclaimer: This article provides general educational information only and should not be considered professional advice or a recommendation for specific coverage. All scenarios, characters, and dollar amounts are fictitious and do not represent any actual individuals, events, or ...

 Disclaimer: This guide shares general information for Hawaiʻi restaurants. It does not create coverage, guarantees, or legal advice. Coverage terms, limits, conditions, and availability vary by policy and carrier. Always read your policy and consult your agent and, when needed, ...

 Misclassifying employees as independent contractors can result in expensive legal and financial penalties, especially when workplace injuries occur without proper Workers' Compensation insurance.  Hawaiʻi's culture of helping friends and family can create unexpected workplace is ...

 The term "inland marine" insurance can be misleading. Despite the name, it covers business equipment on land, not water. The terminology originates from historical shipping practices. Merchants once relied on marine insurance to protect cargo during sea transport. As railroads e ...