Personal Umbrella Insurance

In the unfortunate event that an accident results in severe bodily injury or property damage to another party, your current Auto or Homeowners Insurance may not provide you or your family with adequate liability protection. If your current policy liability limits are exhausted, you may be faced with paying the difference from your hard earned savings and without a Personal Umbrella Insurance policy, a potentially large judgment could impact your current assets as well as possible future earnings and inheritances.

With premiums starting as low as $150 annually, you can obtain a substantial amount of additional protection with coverage limits ranging from $1 million to $5 million. As coverage limits increase per increments of $1 million, your per dollar premium cost will decrease providing you with greater value.

Obtaining a Personal Umbrella Insurance Policy with Island Insurance Hawaii does not require both Auto and Homeowners insurance policies with Island, although we do require the other carrier to be "A-"or better for financial strength by A.M. Best. If you do choose to have both policies with Island, you will be rewarded with the lowest rate on Personal Umbrella Insurance in Hawaii.

For more information on an Island Insurance Personal Umbrella Insurance rate quote, or to find out how much you could save with an Island Insurance Homeowners policy contact an independent insurance agent or click here to find an agent on Oahu, Maui, the Big Island or Kauai.

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