Hawaii Auto Insurance - Island Insurance | Island Insurance

Hawaii Auto Insurance

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Oahu and Neighbor Islands

Speak with an agent Monday to Friday,
8am – 4:30pm

Island Auto Policy

When it comes to your auto insurance policy, you’ll want coverages best suited to you and your vehicle and the peace of mind that comes with knowing you’re protected by a company you can trust. With the Island Auto Policy, you get all that and more, including enhanced coverages and limits when you have more to protect, 80+ years of expertise in protecting Hawaii, and excellent local servicing you can count on.

Coverages available with the Island Auto Policy:
  • Bodily Injury Liability

  • Property Damage Liability

  • Uninsured and Underinsured Motorist*

  • Personal Injury Protection

  • Other Than Collision Coverage

  • Collision Coverage

*Uninsured/underinsured motorist coverages can be rejected in writing.

To learn more about car insurance coverages, visit our Understanding Auto Insurance page.



The exceptional added value of an Island Auto Policy comes from automatically included policy features like built-in accident forgiveness and a long list of available discounts and benefits that could save qualifying drivers hundreds.

Island Roots

When you choose the Island Auto Policy you’ll receive 100% local servicing from Hawaii’s only 100% locally-owned P&C insurance carrier. With Island Insurance, you’re supporting local people and keeping your money working in Hawaii. Island roots. Island values. Island Insurance.

Top Rated Insurance

Plus, you’ll have the peace of mind in knowing your Island Auto Policy is backed by the financial strength of an insurer with over 80 years of servicing Hawaii’s families, ranked in the top 2% of P&C insurers in the nation, and rated “A” (Excellent) by A.M. Best.

Looking for other insurance protection?

For budget friendly auto insurance, Island’s GoLow℠ Auto Policy offers basic, no frills liability coverage. For even better value, the Island Package Bundle packs on the savings when you combine policies, and for an extra layer of protection beyond what’s provided in other policies, Island’s Umbrella Policy can offer additional coverages and increased limits.

GoLow Auto Policy
Savings on a Budget

If you’re interested in saving money with a basic auto insurance policy, look no further than Island’s GoLow℠ Auto Policy. Created with maximum affordability in mind and featuring our lowest rates, GoLow℠ offers liability protection and enough coverage to keep you on the go and your car on the road.

Island Package Bundle
Auto + Property = More Savings

Bundling truly is better! When you combine your Island auto insurance with a companion home, condo or renters policy, you unlock another level of savings with the Island Package Bundle. More protection. More convenience. More value.

Personal Umbrella Insurance
Optional Extra Liability Protection

For more protection, Island offers umbrella insurance for additional liability coverage to protect you beyond the limits of your standard auto and property policies. It’s an affordable way to make sure you and your immediate family members are significantly covered.


Start Your Free Quote Today

Quote by phone: (808) 643-4000

Monday to Friday, 8am – 4:30pm

Some restrictions, terms and conditions apply. The descriptions above contain general summaries of available insurance coverages and are not a statement of contract. All insurance coverages are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. For more information on Hawaii insurance coverages, please contact your insurance agent.