Personal Insurance

 Disclaimer: This article is intended for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage terms, limits, and conditions vary by policy. Homeowners should consult a licensed insurance professional to review their individu ...

 Disclaimer: The information in this article is intended for general informational purposes only and does not constitute legal, safety, or professional advice. Island Insurance makes no guarantees regarding specific outcomes, including the prevention of workplace injuries or chan ...

Understanding your homeowners insurance policy is an important first step in protecting your home and your belongings. It may feel like a lot of fine print, but it has four key sections worth knowing. The declarations page is your quick summary. It lists your policy number, polic ...

 Most people don't think about insurance until something goes wrong. A fender bender on H-1, a burst pipe, a roof claim after a storm. In those moments, you're probably not thinking about policy numbers. You're thinking: is someone going to help me? The answer often depends on tw ...

 Picture this: Your building's sprinkler system malfunctions at 3 a.m. By morning, your couch is waterlogged, your laptop won't turn on, and your clothes smell like mildew. Without renters insurance, you're replacing everything out of pocket. With it, you file a claim and could g ...

 You probably have thousands of dollars' worth of stuff in your dorm or apartment right now. Laptop, phone, headphones, clothes, bike, and maybe a surfboard. If all of that disappeared tomorrow, could you afford to replace it? If you’re a student, you may think insurance is somet ...

 Starting a family or altering family relationships bring new responsibilities and new risks. Whether you're newly married, buying your first home, welcoming a child, or coping with a divorce, these milestones can affect your insurance needs. In Hawai‘i, where natural hazards lik ...