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Personal Insurance
Flood, Hurricane, and Earthquake Insurance in Hawai'i: Are You Covered?
Standard homeowners insurance policies in Hawai'i do not cover flood, hurricane (74+ mph winds), or earthquake damage. Learn more about these coverages and questions to ask your independent insurance agent.
Insurance Articles & Resources
Business Insurance
Hawaiʻi Employer’s Guide to Navigating Workers’ Compensation Claims
Misclassifying employees as independent contractors can result in expensive legal and financial penalties, especially when workplace injuries occur without proper Workers' Compensation insurance. Hawaiʻi's culture of helping friends and family can create unexpected workplace is
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Business Insurance
Inland Marine Insurance: Essential Protection for Hawaiʻi's Mobile Business Assets
The term "inland marine" insurance can be misleading. Despite the name, it covers business equipment on land, not water. The terminology originates from historical shipping practices. Merchants once relied on marine insurance to protect cargo during sea transport. As railroads e
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Business Insurance
Essential Insurance Policies Every Hawaiʻi Business Owner Should Consider
Starting a business in Hawaiʻi is challenging enough, and navigating the complexities of insurance coverage can feel even more daunting. Hastily selecting your commercial insurance may result in significant coverage gaps that may leave your business vulnerable. Business owners i
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Community Corner
18 Years Strong: Island Insurance Again Ranks Among Nation's Top Insurers
Island Insurance is proud to announce that we have once again been named among Ward's Top 50 property and casualty insurers for the 18th consecutive year. This prestigious national ranking reflects our unwavering commitment to financial stability, operational excellence, and exce
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Community Corner
Kalihi Keiki Receive Essential School Supplies Through Community Partnership
For the eighth consecutive year, children living at the Towers at Kuhio Park housing community began their school year with the supplies they need to succeed in the classroom, thanks to a sustained partnership between the Island Insurance Foundation and Better Tomorrows.On a Frid
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Personal Insurance
Water Damage Prevention: Essential Steps for Hawai'i Condo Owners
Imagine this scenario - a Honolulu condo owner returned from a two-week vacation to find water throughout her unit. A washing machine hose had burst while she was gone, flooding her unit and seeping into two units below. Water damaged flooring, cabinets, and drywall across three
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Personal Insurance
Personal Umbrella Insurance: Extra Protection for Life’s Unexpected Events
A Kailua family thought they had everything covered. Their home carried $300,000 in liability coverage, and their cars had $300,000 per person Bodily Injury Liability coverage limits. Then their annual New Year's party turned into a nightmare. A guest slipped on their wet lanai
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