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Flood, Hurricane, and Earthquake Insurance in Hawai'i: Are You Covered?
Standard homeowners insurance policies in Hawai'i do not cover flood, hurricane (74+ mph winds), or earthquake damage. Learn more about these coverages and questions to ask your independent insurance agent.
Insurance Articles & Resources
Business Insurance
Commercial Umbrella Insurance: When Basic Coverage Isn’t Enough
Imagine a customer slips at your Hawai'i business and suffers a serious injury requiring surgery and months of recovery. She sues, and the court awards her $1.8 million. If your general liability policy has a $1 million limit, where does the additional $800,000 come from?A comme
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Claims Resources
Filing a Property Damage Claim in Hawai'i: Tips for Success
Property damage hits Hawai'i residents every year in countless ways: strong winds damage roofs, flash floods inundate garages, aging pipes burst and flood apartments, or trees crash through windows during storms. Filing your claim properly and knowing your coverage limits saves
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