Cheap Auto Insurance in Hawaii – Get Affordable Rate Quotes | Island Insurance

Hawaii GoLow Auto Insurance

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Oahu and Neighbor Islands

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8am – 4:30pm

GoLow Auto Policy

Featuring Island’s lowest auto insurance rates, our budget-friendly GoLow auto insurance policy helps you keep your money in your wallet. GoLow’s basic liability coverage makes sure you’re covered just enough to get you and your car where you need to go.

GoLow meets the auto insurance coverage minimum limit requirements in Hawaii:

  • $20,000 per person/$40,000 per accident bodily injury liability
  • $10,000 per person personal injury protection
  • $10,000 per accident property damage liability

To learn more about car insurance coverages, visit our Understanding Auto Insurance page.


Check out the savings and value available to Island auto policy holders.

Other insurers say they have cheap auto insurance in Hawaii, but Island offers so much more than just cheap car insurance.

The exceptional added value of GoLow auto insurance comes from automatically included policy features like built-in accident forgiveness and a long list of available benefits and discounts that could save qualifying drivers hundreds.

Island Roots

When you choose the Island GoLow Auto Policy you’ll receive 100% local servicing from Hawaii’s only 100% locally-owned P&C insurance carrier. With Island Insurance, you’re supporting local people and keeping your money working in Hawaii. Island roots. Island values. Island Insurance.

Top Rated Insurance

Plus, you’ll have the peace of mind in knowing your GoLow auto policy is backed by the financial strength of an insurer with over 80 years of serving Hawaii’s families, ranked in the top 2% of P&C insurers in the nation, and rated “A” (Excellent) by A.M. Best.

Looking for more insurance protection?

For more protection, Island offers auto policies with additional auto insurance coverages and increased limits. For even bigger savings, the Island Package Bundle combines your auto insurance with a homeowners, condo or renters policy and qualifies you for additional discounts.

Island Auto Policy
Protection You Can Count On

You’ll be well protected with an Island Auto Policy, which features a wide variety of coverages and limits that can be tailored to your preferences. Whatever level of protection fits you best, from minimum requirements to maximum peace of mind, Island has an auto policy that’s just right for you.

Island Package Bundle
Auto + Property = More Savings

Bundling truly is better! When you combine your Island auto insurance with a companion home, condo or renters policy, you unlock another level of savings with the Island Package Bundle. More protection. More convenience. More value.

Renters Policy
Lucky You Live Hawaii

Safeguard the stuff that’s most important to you with an easy and surprisingly affordable renters insurance policy. It protects you and your belongings from unfortunate events like fire and theft, and gives you the peace of mind in knowing that Island Insurance is in your corner.


Start Your Free Quote Today

Quote by phone: (808) 643-4000

Monday to Friday, 8am – 4:30pm

Some restrictions, terms and conditions apply. The descriptions above contain general summaries of available insurance coverages and are not a statement of contract. All insurance coverages are subject to policy provisions, limitations and exclusions that can only be expressed in the policy itself. For more information on Hawaii insurance coverages, please contact your insurance agent.