Island Insurance Shares Tips to Help You Prepare for Hurricane Season | Island Insurance

Are You Prepared for Hurricane Season?

The hurricane season in Hawaii runs June 1 through November 30. NOAA forecasters are predicting the Central Pacific will see a near-to above-normal 2023 hurricane season as El Niño conditions develop, warming up ocean temperatures in the Pacific. 

Chris Brenchley, director of Central Pacific Hurricane Center, said at a news conference on May 25, 2023 that the Central Pacific basin is expected to see four to seven tropical cyclones over the course of the hurricane season. That figure includes tropical depressions, tropical storms, and hurricanes.

Here’s how you can prepare for the next natural disaster:

  • Assess and replenish your disaster supply kit each year and make sure it includes at least a one-week supply of non-perishable food, one gallon of water per person per day, medications, a can opener, flashlights, batteries, a portable radio, a first aid kit, extra clothes, baby formula and diapers, pet supplies, and any other essentials your family may need.
  • Keep an external battery charger for your cell phones or electronic devices and make sure it is fully charged. 
  • Prepare an emergency plan and verify that every family member knows what to do if an emergency is declared and they are not at home. Keep a copy of your plan in a safe place like your disaster supply kit. 
  • Be sure to keep an inventory of your personal belongings and update the list each year. Document each item by photo or video and be as detailed as possible, making sure to include a brief description, make/model or serial number if applicable, where the item was purchased, and receipts. Keeping an electronic record on hand will help in expediting the claims process or when you file your taxes.
  • Speak to your independent insurance agent to verify that you have hurricane insurance coverage and that your limits of insurance are sufficient. Also check if valuable items such as jewelry and collectibles will require additional coverages.  

Sources: Hawaii News Now, Central Pacific Hurricane Center, weather.gov, noaa.gov, fema.gov.