Resource Hub
Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a custom
...
Read More
Newsletter
Practical tips, monthly.
From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
Categories
Latest Articles
Business Insurance
Can I Use My Personal Vehicle for my Small Business in Hawaiʻi?
Disclaimer: This article is intended for general informational purposes only and does not constitute insurance, legal, or financial advice. Coverage
...
Learn More
Community Corner
For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, ex
...
Learn More
Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarante
...
Learn More
More Articles & Resources
Personal Insurance
Breaking Down Your Personal Auto Policy: Terms Every Driver Should Know
If you’re a Hawai'i resident with a vehicle, having auto insurance is required by law. You have auto insurance, but what does everything mean? Understanding your auto insurance policy can help you make better decisions about your coverage to keep you adequately protected on the
...
Read More
Personal Insurance
Optional Auto Coverages That Offer Extra Protection in Hawai'i
Hawai'i law requires all vehicle owners to carry minimum auto insurance coverage [1]. These mandated coverages address basic needs, but they have limits. Optional coverages fill the gaps. For more information about Hawai'i's required auto insurance minimums, see our article.This
...
Read More
Personal Insurance
Hawai'i’s Personal Injury Protection (PIP) Benefits Explained
Hawai'i law mandates that all drivers carry Personal Injury Protection (PIP) coverage. If you drive without proper insurance identification in your car, you'll face tickets and fines under state law [1]. Under Hawaii Revised Statutes Section 431:10C-103.5, every motor vehicle in
...
Read More
Personal Insurance
Flood, Hurricane, and Earthquake Insurance in Hawai'i: Are You Covered?
Owning a home in Hawai'i means living with natural hazards. Floods in Hilo, hurricanes on O‘ahu, and earthquakes on Hawai'i Island remind us that disasters can strike at any time and at any place in the state. Standard homeowners insurance does not cover these events, so many re
...
Read More
