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Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a custom
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From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
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Community Corner
For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, ex
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Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarante
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Personal Insurance
The Real Cost of Being Underinsured in Hawaiʻi’s Construction Market
Disclaimer: This article is intended for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage
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Community Corner
Kalihi Keiki Receive Essential School Supplies Through Community Partnership
For the eighth consecutive year, children living at the Towers at Kuhio Park housing community began their school year with the supplies they need to succeed in the classroom, thanks to a sustained partnership between the Island Insurance Foundation and Better Tomorrows.On a Frid
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Personal Insurance
Water Damage Prevention: Essential Steps for Hawai'i Condo Owners
Imagine this scenario - a Honolulu condo owner returned from a two-week vacation to find water throughout her unit. A washing machine hose had burst while she was gone, flooding her unit and seeping into two units below. Water damaged flooring, cabinets, and drywall across three
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Personal Insurance
Personal Umbrella Insurance: Extra Protection for Life’s Unexpected Events
A Kailua family thought they had everything covered. Their home carried $300,000 in liability coverage, and their cars had $300,000 per person Bodily Injury Liability coverage limits. Then their annual New Year's party turned into a nightmare. A guest slipped on their wet lanai
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Personal Insurance
Breaking Down Your Personal Auto Policy: Terms Every Driver Should Know
If you’re a Hawai'i resident with a vehicle, having auto insurance is required by law. You have auto insurance, but what does everything mean? Understanding your auto insurance policy can help you make better decisions about your coverage to keep you adequately protected on the
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