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Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a custom
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From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
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Community Corner
For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, ex
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Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarante
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Personal Insurance
The Real Cost of Being Underinsured in Hawaiʻi’s Construction Market
Disclaimer: This article is intended for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage
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Tools & Resources
The Real Cost of Insurance Fraud: What Hawaiʻi Residents Should Know
Insurance fraud happens when someone intentionally lies or hides facts to get insurance coverage or money they do not deserve [1]. Many people think fraud only hurts big insurance companies. That is not true. Every time someone commits fraud in Hawaiʻi, it makes insurance more e
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Claims Resources
Your Complete Guide to Handling a Car Accident in Hawaiʻi: From Scene to Claim
Car accidents happen when you least expect them: during your daily commute, while running errands, or on an otherwise ordinary day. One moment you're driving normally, and the next, you're dealing with an unexpected collision that changes everything in an instant. What you do in
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Claims Resources
Workers' Compensation in Hawaiʻi: A Guide for Employees
Disclaimer: This article provides general information about Hawaiʻi's Workers' Compensation Law based on the "Highlights of the Hawaiʻi Workers' Compensation Law" pamphlet published by the Hawai‘i Department of Labor and Industrial Relations, Disability Compensation Division. Thi
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Claims Resources
Why Was My Insurance Claim Denied? Unpacking Common Insurance Claim Rejections
Nobody expects their insurance claim to be denied. Understanding why claims get rejected helps you avoid these problems and know your options when denials happen. The Top Reasons Claims Get Rejected Your Policy Doesn't Cover It: Every insurance policy specifies what it covers an
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