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Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a custom
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From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
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Business Insurance
Can I Use My Personal Vehicle for my Small Business in Hawaiʻi?
Disclaimer: This article is intended for general informational purposes only and does not constitute insurance, legal, or financial advice. Coverage
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Community Corner
For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, ex
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Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarante
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Personal Insurance
Basic Insurance Tips for College Students in Hawai‘i
You probably have thousands of dollars' worth of stuff in your dorm or apartment right now. Laptop, phone, headphones, clothes, bike, and maybe a surfboard. If all of that disappeared tomorrow, could you afford to replace it? If you’re a student, you may think insurance is somet
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Business Insurance
Insurance Essentials for Hawaiʻi Restaurants: A Practical Guide for Local Restaurant Owners
Disclaimer: This guide shares general information for Hawaiʻi restaurants. It does not create coverage, guarantees, or legal advice. Coverage terms, limits, conditions, and availability vary by policy and carrier. Always read your policy and consult your agent and, when needed,
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Tools & Resources
Tips for Detecting and Protecting Yourself Against Insurance Scams
Disclaimer: The examples provided in this article are hypothetical and are intended for illustrative purposes only. All scenarios, characters, and dollar amounts are fictitious and do not represent any actual individuals, events, or insurance claims. Readers should consult with
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Personal Insurance
From Newlywed to New Parent: When to Review Your Insurance Policies
Starting a family or altering family relationships bring new responsibilities and new risks. Whether you're newly married, buying your first home, welcoming a child, or coping with a divorce, these milestones can affect your insurance needs. In Hawai‘i, where natural hazards lik
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