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Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a custom
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From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
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Business Insurance
Can I Use My Personal Vehicle for my Small Business in Hawaiʻi?
Disclaimer: This article is intended for general informational purposes only and does not constitute insurance, legal, or financial advice. Coverage
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Community Corner
For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, ex
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Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarante
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Disaster Preparedness
Preparing for a Disaster: How Planning and Documentation May Support Your Homeowners Insurance Claim
Living in Hawai'i means experiencing some of the most beautiful landscapes in the world. It also means facing unique natural disaster exposures, from earthquakes and hurricanes to floods and tsunamis. Before disaster strikes, it is important to understand your insurance coverage
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Community Corner
Island Insurance Foundation's 2025 Impact
The Island Insurance Foundation is the charitable arm of Island Insurance, Hawai‘i’s only locally owned and managed property and casualty insurance carrier. Since 2003, the Foundation has donated over $15 million to a wide array of non-profit organizations across Hawai‘i. It is r
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Personal Insurance
Simple Electrical Upgrades That Make Your Home Safer and More Insurable
When was the last time you thought about the wiring behind your walls? If you're like most homeowners, the answer is probably "never," until something goes wrong. That hidden electrical system does more than keep your lights on. It directly affects your home's safety and may imp
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Personal Insurance
Understanding Plumbing Updates In Your Home: What Insurance Carriers Look For and Why It Matters
Has your insurance company or insurance agent ever asked you questions about your property’s plumbing conditions? These questions aren't just for paperwork, they help assess your property's condition and potential water damage risk. Keeping records of your plumbing updates can s
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