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Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a custom
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From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
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Business Insurance
Can I Use My Personal Vehicle for my Small Business in Hawaiʻi?
Disclaimer: This article is intended for general informational purposes only and does not constitute insurance, legal, or financial advice. Coverage
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Community Corner
For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, ex
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Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarante
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Personal Insurance
Essentials of Your Hawaiʻi Homeowners Insurance Policy
Understanding your homeowners insurance policy is an important first step in protecting your home and your belongings. It may feel like a lot of fine print, but it has four key sections worth knowing. The declarations page is your quick summary. It lists your policy number, polic
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Claims Resources
After the Storm: Being Aware of Common Contractor Scams in Hawai′i
After a hurricane, flood, or other disaster, scammers move fast. It is important to be careful about who you allow to inspect your property or file claims on your behalf. Overly aggressive or fraudulent contractors, sometimes known as “storm chasers,” travel to disaster-affected
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Business Insurance
Workers' Compensation Injury Trends: What Hawaiʻi Businesses Should Know
Disclaimer: The information in this article is intended for general informational purposes only and does not constitute legal, safety, or professional advice. Island Insurance makes no guarantees regarding specific outcomes, including the prevention of workplace injuries or chang
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Business Insurance
Risk Control Services: A Practical Guide for Hawaiʻi Business Owners
Many business owners in Hawaiʻi don't carve time out of their weekly schedule to identify risks in their operations. Unfortunately, unexpected accidents and losses can disrupt operations and affect your bottom line. Although unexpected, these incidents could be preventable, if y
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