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Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a custom
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From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
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For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, ex
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Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarante
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Personal Insurance
The Real Cost of Being Underinsured in Hawaiʻi’s Construction Market
Disclaimer: This article is intended for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage
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Personal Insurance
Insurance Agencies and Carriers in Hawaiʻi: What's The Difference?
Most people don't think about insurance until something goes wrong. A fender bender on H-1, a burst pipe, a roof claim after a storm. In those moments, you're probably not thinking about policy numbers. You're thinking: is someone going to help me? The answer often depends on tw
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Business Insurance
Premium Audits Explained: A Guide for Hawaiʻi Businesses
Disclaimer: This article provides general educational information only and should not be considered professional advice or a recommendation for specific coverage. All scenarios, characters, and dollar amounts are fictitious and do not represent any actual individuals, events, or
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Personal Insurance
Protect Your Stuff: Renters Insurance Basics for Hawai‘i Residents
Picture this: Your building's sprinkler system malfunctions at 3 a.m. By morning, your couch is waterlogged, your laptop won't turn on, and your clothes smell like mildew. Without renters insurance, you're replacing everything out of pocket. With it, you file a claim and could g
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Personal Insurance
Basic Insurance Tips for College Students in Hawai‘i
You probably have thousands of dollars' worth of stuff in your dorm or apartment right now. Laptop, phone, headphones, clothes, bike, and maybe a surfboard. If all of that disappeared tomorrow, could you afford to replace it? If you’re a student, you may think insurance is somet
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