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Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a custom
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From coverage basics to storm season prep, practical insurance resources written with Hawaiʻi in mind.
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Business Insurance
Can I Use My Personal Vehicle for my Small Business in Hawaiʻi?
Disclaimer: This article is intended for general informational purposes only and does not constitute insurance, legal, or financial advice. Coverage
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Community Corner
For Our Neighbors: Island Insurance’s Part in the Maui Wildfire Settlement
Nearly three years after the August 2023 Maui wildfires destroyed most of Lahaina, a $4 billion settlement is now moving toward its first payments, ex
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Business Income Coverage: What Hawaiʻi Business Owners Should Know
Disclaimer: This article is for general informational purposes only and does not constitute insurance advice, a coverage determination, or a guarante
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More Articles & Resources
Business Insurance
Business Insurance in Hawaiʻi: Understanding Exclusions in Your Insurance Policy
Insurance policies aren't designed with exclusions to leave business owners under protected, but a power outage that wipes out your perishable inventory, a storm that forces you to close, or a customer’s credit card information that is stolen when your point of sale system is co
...
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Personal Insurance
Insurance Agencies and Carriers in Hawaiʻi: What's The Difference?
Most people don't think about insurance until something goes wrong. A fender bender on H-1, a burst pipe, a roof claim after a storm. In those moments, you're probably not thinking about policy numbers. You're thinking: is someone going to help me? The answer often depends on tw
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Business Insurance
Premium Audits Explained: A Guide for Hawaiʻi Businesses
Disclaimer: This article provides general educational information only and should not be considered professional advice or a recommendation for specific coverage. All scenarios, characters, and dollar amounts are fictitious and do not represent any actual individuals, events, or
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Personal Insurance
Protect Your Stuff: Renters Insurance Basics for Hawai‘i Residents
Picture this: Your building's sprinkler system malfunctions at 3 a.m. By morning, your couch is waterlogged, your laptop won't turn on, and your clothes smell like mildew. Without renters insurance, you're replacing everything out of pocket. With it, you file a claim and could g
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